Innovation & Transformation Lead

About this role

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description At U.S. Bank, our Risk Management organization is redefining how risk is anticipated, measured, and mitigated through technology, data, and intelligent automation. The Innovation and Transformation Lead within the CAO organization sits at the center of this evolution—owning enterprise‑scale initiatives that simplify operations, reduce risk exposure, and deliver measurable financial impact. This is a senior, highly visible role for a proven technology leader who thrives in complexity, partners confidently with executives, and translates strategy into governed, scalable solutions across a large financial institution.

CORE RESPONSIBILITIES • Identify and advance high-impact, AI-enabled transformation efforts that simplify work, manage risk, and deliver measurable business results, while working within established governance frameworks. • Collaborate with risk process and integration partners to streamline workflows and introduce automation where it adds clear value. • Shape and maintain an innovation roadmap aligned to Risk Management & Compliance priorities, with focus on faster cycle times, stronger data foundations, and better connectivity across teams. • Work closely with Enterprise Technology and Data partners to translate risk and business needs into scalable, well-governed technology and data solutions. • Coordinate and oversee the RM&C AI pipeline, partnering with the AI Center of Excellence to enable practical use cases such as workflow automation, Copilot integration, and vendor AI capabilities. • Manage the RM&C strategic investment and change portfolio, supporting prioritization, coordination, and regular approval cycles. • Support technology investment governance by assisting with policy adherence, contract reviews, budget planning, vendor invoicing, and ongoing portfolio oversight. • Participate in vendor evaluations, RFPs, and statements of work, serving as a technical translator between RM&C stakeholders and technology teams as needed. • Oversee data platforms that support multiple risk disciplines, including development of data pipelines, business logic, and shared data assets. • Enable data visualization and low-code / no-code solutions (e.g., Power BI, Tableau, Power Apps) that support reporting, analysis, and decision-making across RM&C. • Develop data quality metrics, dashboards, and insight reporting to surface performance trends and risk program signals. • Support development of advanced analytics and predictive tools (e.g., machine learning, natural language processing) to generate actionable insights related to risk, customers, and operational efficiency.

PREFERRED SKILLS/QUALIFICATIONS • 15+ years of progressive experience in technology, data, analytics, or transformation roles within large, regulated financial institutions or similarly complex enterprises • Demonstrated success leading enterprise‑scale, AI‑enabled transformations with clear governance, risk management, and measurable business outcomes • Deep understanding of risk management, compliance, and control environments, with the ability to design technology solutions that meet regulatory and audit expectations • Strong executive presence with experience advising and influencing senior leaders, including C‑suite and line‑of‑business executives • Proven ability to operate as a strategic integrator—connecting business strategy, technology platforms, data, and operating models into cohesive outcomes • Experience owning and governing complex investment portfolios, including prioritization, financial justification, vendor management, and executive‑level decision forums • Advanced knowledge of data platforms, analytics, AI/ML, and emerging technologies, with sound judgment in scaling practical solutions versus experimentation • Track record of building, leading, and developing high‑performing, cross‑disciplinary teams • Exceptional communication skills, including the ability to translate complex technical topics into clear, executive‑ready insights • Bachelor’s degree required; advanced degree in technology, business, or related field strongly preferred

LEADERSHIP CAPABILITIES • Builds Teams and Talent : Embraces developing talent; builds and develops teams; strengthens organizational capabilities via talent • Drives for Results : Drives execution, continuously improves the core, and reallocates resources at pace • Disrupts & Challenges : Creates possibilities from new and innovative thinking; generates disruptive change; leads change • Leads Innovation : Encourages innovative thought; challenges the status quo; scales and invests in new ideas • Drives Vision and Purpose : Paints a compelling picture of the vision and strategy that motivates others to action

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our  disability accommodations for applicants .

Benefits:   Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following: • Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retire

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