VP, Legal Counsel, CFS, Credit & Venmo

About this role

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. 

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards.  Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. 

Our beliefs are the foundation for how we conduct business every day.  We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Summary: PayPal is seeking an exceptional senior executive to join our Legal team as VP, Legal – Consumer Financial Services (CFS), Credit & Venmo. This is a rare opportunity to lead legal strategy across three of PayPal’s most dynamic and high-growth business lines.

Reporting to the EVP and Chief Legal Officer, this VP-level executive will lead a team of experienced product and regulatory lawyers supporting PayPal’s Consumer Financial Services, Credit, and Venmo businesses. The ideal candidate is a proven executive leader with deep expertise in consumer financial services law, credit and lending regulations, buy now pay later products, and the unique regulatory landscape of a high-scale consumer payments platform like Venmo. This leader must combine sophisticated legal judgment with strong business acumen to serve as a strategic advisor and trusted partner to senior business leadership.

This executive must possess exceptional analytical and communication skills to influence business strategy at the highest levels, bringing technical depth, creativity, agility, and a track record of leading critical legal and business initiatives from concept through execution. Job Description:  Leadership & Strategy • Lead a high-performing team of experienced product and regulatory lawyers supporting PayPal’s Consumer Financial Services, Credit, and Venmo product organizations. • Serve as the primary legal advisor and strategic partner to the heads of CFS, Credit, and Venmo, providing executive-level counsel on business strategy, product development, and regulatory matters. • Continue to develop and lead an agile, high-performing legal team with a culture of excellence, and collaboration. • Develop and implement legal support models, guidelines, and templates that enable business partners to move quickly and with confidence. • Manage outside counsel relationships and legal budget strategically across all relevant matters. • Proactively identify, assess, and implement AI-based solutions to optimize workflows, accelerate reviews, and enhance team efficiency.

Product & Regulatory Counsel • Provide timely, business-focused legal advice on product design and strategy across CFS, Credit, and Venmo product lines; proactively identify legal and regulatory risks and recommend pragmatic mitigation strategies. • Lead legal support for the development and launch of consumer financial services and credit products, including buy now pay later, installment lending, consumer credit, and other financial service offerings. • Lead legal support for Venmo product and feature development, including payments, social features, financial services integrations, and related marketing campaigns and commercial transactions. • Advise on the full spectrum of applicable federal and state laws and regulations, including: EFTA/Reg. E, TILA/Reg. Z, FCRA/Reg. V, FACTA, GLBA/Reg. P, UDAAP, FDCPA, ECOA/Reg. B, SCRA, TCPA, CAN-SPAM, state money transmitter laws, the Remittance Transfer Rule, and other consumer protection and financial services laws. • Advise on card network and ACH rules, app marketplace guidelines, and other applicable third-party policies. • Review product experiences, marketing content, terms, disclosures, and related materials to ensure compliance with applicable laws. • Engage strategically with federal and state regulatory bodies including the CFPB, FTC, CA DFPI, NY DFS, and others; support regulatory exams, internal audits, and third-party reviews. • Monitor, analyze, and advise leadership on emerging legal and regulatory developments relevant to CFS, Credit, and Venmo. • Develop a deep understanding of PayPal’s core businesses, markets, products, customers, and competitive environment to deliver forward-looking, high-quality legal

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