Staff Software Engineer, Liquidity Management

About this role

At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs.

If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value.

Job Requisition Profile

The mission, should you choose to accept it, is to pioneer and scale Ripple Treasury’s core platform into the future. Do you want to work with a small, hardworking, and awesome development team, whom you will help to catch a whale on a fishing line and feed the village? If you enjoy solving complex business problems in a fast-paced, collaborative, and iterative environment this might be the right role for you!

At Ripple Treasury, you’ll be a part of makers, breakers, doers, and disruptors, who love to solve real problems and meet real customer needs. As an established FinTech leader in the SaaS treasury management space, our vision is to create the next-generation of technology tools for the global, corporate financial office.

We are seeking an innovative and forward-thinking Staff Software Developer passionate about building a world-class platform through a world-class team. Creating technical software excellence and spearheading application development in design, implementation, and maintenance to make magic happen.

About the Liquidity Management Team

The Liquidity Management team builds and maintains the core platform capabilities that give treasury professionals real-time visibility into their organization's cash and liquidity positions across banks, accounts, currencies, and legal entities worldwide. Our solutions help enterprise customers optimize how they fund operations, manage intercompany liquidity structures, and deploy idle cash. The team works at the intersection of complex financial workflows and modern software engineering, delivering scalable, reliable systems that process critical financial data for customers operating across 40+ countries.

The Vision

The Liquidity Management team is at the forefront of a major modernization initiative, reimagining how enterprise treasury teams manage liquidity across a global landscape. We're not just maintaining what exists — we're rebuilding from the ground up with a bold vision: a modern, intuitive user experience with fast, streamlined workflows that make complex treasury operations feel effortless; a cloud-native architecture built on the latest technologies, designed for scalability, resilience, and speed; and first-class support for both traditional fiat currencies and digital assets, positioning Ripple Treasury at the leading edge of where treasury is headed.

This is a rare opportunity to shape the future of a platform that processes over $100 billion in daily cash flow for enterprise customers across 40+ countries. You'll be leading a team that's tackling genuinely hard problems — real-time visibility across banks, accounts, currencies, and legal entities; cash concentration and pooling strategies; intercompany lending workflows — all while making the transition from legacy systems to a modern, cloud-native stack. If you're energized by greenfield opportunities within a domain that actually matters, this is it.

What You’ll Do – Be a Force Multiplier:

Technical Leadership & Architecture:

• Drive architectural decisions for the platform, balancing scalability, maintainability, and rapid deployment goals

• Establish technical standards and design patterns that enable the team to ship features faster with fewer defects

• Lead technical design reviews and provide constructive feedback that elevates the team's architectural thinking

• Identify and eliminate technical debt strategically, creating roadmaps that improve both developer velocity and system reliability

Team Enablement & Mentorship:

• Mentor mid-level and senior engineers, helping them grow into technical leadership roles

• Break down complex, ambiguous problems into actionable work that distributes effectively across the team

• Establish coding standards, review practices, and testing strategies that improve overall code quality

• Champion engineering best practices including observability, incident response, and production excellence

• Share your enthusiasm for tech trends, explore and learn new technologies, engage with tech communities, mentor fellow engineers, and lead in technical design and code evaluations

Cross-Functional Impact:

• Partner with Product and Customer Success teams to translate business requirements into scalable technical solutions

• Collaborate across distributed teams (Ireland, U.S., Philippines, Australia) to drive alignment on technical approaches

• Influence product roadmap by identifying technical opportunities that create competitive advantages

• Bridge the gap between technical implementation and business value, helping the team prioritize high-impact work

Maximize Agility:

• Identify and eliminate bottlenecks in the development lifecycle that slow down the entire team

• Improve CI/CD pipelines, testing infrastructure, and deployment processes to increase velocity

• Drive adoption of modern engineering practices that improve developer experience and productivity

• Lead post-mortems and blameless retrospectives that turn incidents into learning opportunities

Strategic Technical Vision:

• Anticipate future scalability challenges before they become blockers (e.g., handling 10x growth in transaction volume)

• Evaluate emerging technologies and recommend when/how to adopt them (e.g., new ML frameworks, database technologies)

• Design systems that support the 90-day implementation promise wh

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