Senior Financial Analyst

About this role

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways, all more confidently and more often—that’s what we call the courage to thrive.   We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive. Try new things, learn new skills and discover what you excel at—all from Day One. 

As a wholly owned subsidiary of U.S. Bank, Elavon is committed to building the platforms and ecosystems that help over 1.5 million customers around the world to achieve their financial goals—no matter what they need. From transaction processing to customer service, to driving innovation and launching new products, we’re building a range of tailored payment solutions powered by the latest technology. As part of our team, you can explore what motivates and energizes your career goals: partnering with our customers, our communities, and each other. 

Job Description The Senior Financial Analyst, Revenue and Volume Forecasting, Analytics & Market Intelligence is responsible for developing and maintaining the enterprise forecast for merchant acquiring payment volume and related revenue drivers, including DIA, pricing, attrition, same-store sales, new business, and strategic initiatives. The role combines financial forecasting, market intelligence, merchant acquiring analytics, and executive storytelling to provide leadership with a trusted, forward-looking view of business performance. This position serves as a key analytical partner across Finance, Revenue, Product, Pricing, Business Intelligence, Strategy, and Executive Leadership. The role translates internal performance trends and external market indicators into actionable insights, supports short-term and long-range planning, identifies emerging risks and opportunities, and helps shape strategic business decisions.

Key Responsibilities Revenue, Volume Forecasting & Planning • Own monthly, quarterly, annual, and long-range forecasts for merchant payment volume and volume-based revenue streams across business segments, geographies, and channels. • Develop and maintain forecasting models for payment volume, DIA, pricing, attrition, same-store sales, new business, and strategic initiatives. • Establish forecast assumptions supporting annual planning, multi-year strategic plans, and executive reviews. • Perform scenario modeling, sensitivity analysis, and risk assessments to quantify potential impacts to forecasted performance. • Evaluate forecast assumptions, challenge business inputs, and identify key risks and opportunities impacting financial performance.

Market Intelligence & External Benchmarking • Monitor and evaluate external indicators including Personal Consumption Expenditures, retail sales, consumer spending trends, GDP and economic forecasts, card brand data, public acquirer and processor earnings, and industry analyst reports. • Translate macroeconomic, market, and competitive data into meaningful business implications and forecast adjustments. • Maintain a consolidated view of industry trends, competitive performance, and emerging opportunities. • Quantify the relationship between consumer spending trends and company volume performance.

Merchant Acquiring & Payments Ecosystem Analytics • Analyze the drivers of transaction and revenue growth, including same-store sales, new business, attrition, merchant mix, industry vertical performance, geographic trends, product adoption, and eCommerce or omnichannel growth. • Monitor card network rule changes, interchange updates, assessment changes, twice-annual network releases, and broader industry developments. • Evaluate how changes in card mix, credit versus debit penetration, consumer versus commercial cards, digital wallet adoption, and card-present versus card-not-present activity impact volume forecasts and revenue expectations. • Identify leading indicators of future volume growth, merchant health, margin pressure, and portfolio performance.

Financial Analysis, Business Insights & Executive Storytelling • Perform detailed variance analysis against Plan, Forecast, Prior Year, and prior forecast submissions. • Develop clear narratives explaining customer growth, attrition, pricing performance, market trends, revenue performance, and forecast outlook. • Produce executive-ready reporting and presentations for Month-End Close, Forecast Reviews, CFO Reviews, Strategic Planning Sessions, Executive Leadership meetings, Business Reviews, and Board or investor discussions. • Communicate complex financial, economic, and payment industry trends in a clear, concise, and leadership-ready manner. • Present findings, risks, opportunities, and recommendations to finance and business leadership.

Reporting Automation, Data Governance & Process Improvement • Identify opportunities to automate reporting, forecasting, and analytical processes. • Develop scalable reporting solutions and improve forecasting efficiency. • Partner with Business Intelligence teams to improve data quality, accessibility, governance, and semantic model adoption. • Validate data integrity across reporting platforms and source systems, investigate discrepancies, and maintain documentation, controls, and forecasting standards. • Continuously improve forecast accuracy through enhanced analytics, monitoring capabilities, and standardized methodologies.

Cross-Functional Partnership & Strategic Support • Partner with Product, Revenue, Pricing, Operations, Finance, Strategy, and Business Intelligence teams to align growth assumptions and understand business drivers. • Serve as a subject matter expert on payment volume trends, merchant acquiring economics, and industry outlook. • Provide analytical support for strategic initiative

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