Quantitative Risk Principal – Critical Risk Reporting

About this role

Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.

We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs.

The Opportunity As a dedicated Quantitative Risk Principal, you will lead the evolution of enterprise risk intelligence capabilities that inform strategic decision-making, risk appetite management, governance, and regulatory oversight. Serves as a recognized subject matter expert, applying advanced quantitative, statistical, financial, and risk management expertise to identify emerging risks, uncover meaningful trends, and distinguish signal from noise across complex risk environments.

Leverages analytical intuition, intellectual curiosity, and innovative analytical techniques to transform large volumes of risk data, reporting, and external factors into actionable executive insights. Leads the advancement of predictive analytics, scenario analysis, stress testing, and forward-looking risk assessments that enhance the organization's ability to identify, measure, monitor, and respond to evolving risk exposures.

Provides independent challenge and strategic perspective to executive leadership regarding risk exposures, emerging trends, model assumptions, and business decisions. Influences association-wide risk management practices, analytical standards, and long-term capability development through thought leadership, cross-functional collaboration, and deep business acumen.

We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, Or Charlotte, NC

 Relocation assistance is not available for this position.

What you'll do: • Develops, maintains, and continuously enhances highly sophisticated quantitative risk models, analytical frameworks, and methodologies that serve as foundational inputs for association risk management, strategic decision-making, risk appetite monitoring, and executive governance activities. • Applies deep quantitative, statistical, econometric, financial, and risk management expertise to design innovative modeling solutions that assess current and emerging risks, quantify exposures, and influence association risk strategy and business decisions. • Develops advanced predictive, stress testing, scenario analysis, and simulation models to evaluate risk under a broad range of macroeconomic, market, operational, and business conditions, providing insights that shape association risk management priorities. • Produces industry-leading analytical approaches and best practices for acquiring, transforming, validating, and maintaining complex data assets required to support association risk models and analytical solutions. • Identifies opportunities to improve risk measurement capabilities through enhanced data, advanced methodologies, emerging technologies, and innovative modeling techniques, influencing the evolution of association-wide risk analytics. • Designs scalable and sustainable model architectures that enable integration of multiple risk types, analytical capabilities, and future enhancements while maintaining rigorous model governance and performance standards. • Performs independent quantitative assessment and effective challenge of business assumptions, risk methodologies, model outputs, risk limits, and strategic decisions through advanced analysis and expert judgment. • Synthesizes highly technical quantitative analysis into actionable business insights and strategic recommendations that enable executive leadership and governance committees to understand risk-return tradeoffs and make informed decisions. • Develops innovative methodologies for evaluating model uncertainty, tail risk, emerging risk exposures, and interconnected risk relationships across the association to enhance risk identification and measurement capabilities. • Establishes analytical standards, modeling best practices, and quantitative risk methodologies that influence association-wide risk management practices and advance organizational analytical maturity. • Evaluates complex relationships among risk drivers, scenarios, and business outcomes to provide forward-looking insights regarding association risk exposures, capital impacts, resilience, and strategic alternatives. • Serves as the association's recognized authority on highly complex quantitative risk matters and provides expert consultation on issues where analysis is ambiguous, precedent is limited, and decisions carry significant association-wide impact. • Represents Risk leadership in executive forums, governance committees, and association working groups, communicating complex quantitative concepts, methodologies, and risk implications to senior leaders and key stakeholders. • Influences the strategic direction, prioritization, and delivery of quantitative risk capabilities through technical expertise, thought leadership, and evidence-based recommendations rather than direct management authority.

What you have: • Bachelor's degree in Economics, Finance, Statistics, Mathematics, Engineering, Actuarial Science, Data Science, or another quantitative field; OR 4 years of relevant education and/or experience.

Experiences that will support your success: • 10+ years experience in quantitative analytics, modeling, risk management, statistical analysis, actuarial science, data science, economics, or finance, to include 6 years of specific quantitative risk analytics experience with accountability fo

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