Financial Crime Risk Specialist – Sanctions (US)

About this role

Work Location: New York, New York, United States of America Hours: 40 Pay Details: $91,000 - $145,600 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business: Financial Crime Risk Management Job Description: Department Overview: The Financial Crime Risk Specialist – Sanctions (US) sits within the Second Line. This is an oversight function, not an operational unit. The Specialist will work closely with sanctions/screening systems and technology partners therefore they need to understand how technology/systems work and translate business needs into technical requirements. Strong Excel/data analysis skills and the ability to identify data trends is useful. The successful applicant will be an adaptable, independent problem solver who can learn banking/regulatory concepts quickly while working with a team that is geographically distributed. As a result, t here will be occasional travel to Toronto for team meetings.

The Financial Crime Risk Specialist – Sanctions develops and maintains TD’s sanctions compliance programs, including frameworks, methodologies, policies, standards, procedures, awareness and specialized training, monitoring, management reporting, and escalation of sanctions-related issues. Conducts periodic and event-driven reviews for sanctions risk of customers and transactions, including targeted assessments. Supports management in delivering initiatives related to sanctions risk assessment, regulatory exam preparation, and internal/external audit support.

Depth & Scope: • Requires substantial expertise in sanctions compliance, global regulatory frameworks, and knowledge of broader financial crime risk areas • Integrates knowledge of the sub-function’s overarching sanctions strategy in developing solutions across multiple functions or operations • Interprets internal/external business challenges and evolving sanctions regulations; recommends courses of action and best practices to strengthen controls and mitigate risk • Acts as a technical expert and lead, integrating cross-functional understanding within sanctions screening, escalation, and governance • Leads cross-functional teams or projects with significant resource requirements, regulatory risk, and complexity, ensuring compliance with global sanctions regimes • Manages end-to-end functional programs independently, including sanctions risk assessments, system enhancements, and policy implementation • Solves or leads others to solve complex sanctions-related issues, partnering to develop innovative compliance solutions • Uses sophisticated analytical thought to exercise judgment in identifying sanctions risks and recommending mitigation strategies • Impacts the achievement of sub-function or business line objectives by ensuring sanctions compliance and operational integrity • Is guided by internal policies and global sanctions standards/methods • Communicates complex sanctions concepts; converts regulatory requirements into compelling business context and advice; influences and gains alignment across senior stakeholders • Works autonomously as the lead and guides others within sanctions expertise

Education & Experience: • Undergraduate Degree • Advanced degree, professional accreditation, and/or 7+ years relevant experience

Customer Accountabilities: • Leads the development of team procedures and governance processes for sanctions compliance and advises stakeholders and teams of changes and enhancements to enterprise sanctions programs and requirements, including their impact across the organization • Collaborates with partners and related groups (such as Compliance, Legal, and Risk) to support the creation of documentation and reports required by external regulatory bodies and TD internal groups for sanctions compliance • Manages research and assessment of sanctions risks and controls and contributes to a specialized team of sanctions compliance professionals, interacting with key stakeholders • Provides governance oversight through management of sanctions policy and training exemption governance and reporting processes to the Senior Executive Team and related sub-committees • Prepares summaries, presentations, briefing notes, and other required documentation to effectively report on the status of the sanctions compliance program • Represents sanctions compliance as a specialist on internal or external committees and on enterprise-wide Regulatory Change Management initiatives, as required • Delivers relevant subject matter expertise and sanctions compliance advice to business partners • Interacts with control functions within the organization to ensure effective sanctions oversight • Develops and delivers sanctions training programs for applicable employees across the Bank • Conducts meaningful research, analysis, and assessment of sanctions program activities at the functional level, using results to draw conclusions, make recommendations, and assess the effectiveness of enterprise sanctions programs • Prepares research, analysis, updates tools, and supports training activities specific to sanctions risk assessment • Leads the development of processes, procedures, and guidance relevant to sanctions compliance

Shareholder Accountabilities: • Provides high-quality service and advice to key business (FCRM) partners and monitors progress of initiatives

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