Financial Crime Risk Business Oversight Analyst II (US)

About this role

Work Location: Lewiston, Maine, United States of America Hours: 40 Pay Details: $61,880 - $92,560 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business: Financial Crime Risk Management Job Description: Job Summary The Financial Crime Risk Business Oversight Analyst II provides a range of research, guidance, and business oversight to assigned portfolio, business, or function to ensure that strong AML/ATF/Sanctions/ABAC controls and processes are in effect to mitigate inherent associated risks. Contribute to the development and implementation of AML/ATF/ Sanctions/ABAC Compliance programs related to all aspects of AML and ATF laws.

As a Financial Crime Risk Business Application Analyst II, you will be responsible for defect triaging and testing of transaction monitoring software defects, as well as configuration changes within the platform. You will be contributing to the development and implementation of business requirements, platform enhancement requests, and business acceptance testing. In addition, you will be a liaison between the Financial Crime Risk Investigations team and technology teams for all software application requests or enhancements.

Depth & Scope: • Experienced working professional providing specialized AML/ATF/Sanctions/ABAC guidance/assistance, reporting and operational support to function/business supported as well as to the AML/ATF/Sanctions/ABAC team • Requires advanced understanding of a range of product and services, processes, procedures, systems, and concepts within their own area of specialty and integration points with related areas • Executes independent monitoring of first line AML/ATF/Sanctions/ABAC controls for assigned businesses/portfolio • Manages ambiguity, and applies judgement to identify, troubleshoot and resolve ongoing business and operational issues • Contact for business management, external/internal auditors, dealing with non-routine information • Provides day to day interaction and support to their manager • Identifies and leads problem resolution

Education & Experience: • Undergraduate degree or equivalent work experience  • 3+ years experience

Preferred Skills: • 3+ years of prior AML investigations experience • Prior software and system testing experience is preferred • Experience with business requirement development • Strong ability to prioritize and multi-task in a dynamic environment • Experience with Oracle and/or Actimize transaction monitoring platforms

Customer Accountabilities: • Provides guidance on day-to-day AML/ATF/Sanctions/ABAC matters affecting the business based on regulatory compliance requirements and industry best practice, including, but not limited to, customer identification and due diligence, enhanced due diligence, policy, governance, training and/or compliance assurance and testing • Provides/Executes skilled AML/ATF/Sanctions/ABAC research, risk assessment, reporting and/or analytical support in a timely manner • Assists/Partners in the development and implementation of appropriate AML/ATF/Sanctions/ABAC policies, processes, and controls • Supports the facilitation of periodic AML/ATF/Sanctions/ABAC risk and self-assessment activities for designated business using TD’s enterprise AML/ATF/Sanctions/ABAC risk assessment framework • Ensures that assessments (monitoring, risk assessment etc.) are completed and communicated in a dynamic and timely fashion • Handles matters escalated for the identification of suspicious activity, or identified through the Enhanced Due Diligence process in accordance with established processes and protocols, and assists in ensuring that the business takes appropriate steps to address those activities and customers • Works collaboratively with business and control partners within the organization • Prepares and delivers management reporting necessary to ensure accurate and thorough measurement of the risk factors present in various products • Proactively identifies matters which require additional attention and presents objective and independent opinion on the adequacy of AML/ATF/Sanctions/ABAC processes and controls and opportunities to enhance those controls • Presents objective and independent opinions on the adequacy of AML/ATF/Sanctions/ABAC processes and controls in accordance with regulatory and internal requirements, and liaises with the appropriate FCRM and business partners to resolve

Shareholder Accountabilities: • Reviews and provides feedback on business line policies and procedures • Analyzes AML/ATF/Sanctions/ABAC compliance requirements and ensures they are properly written into requirements for business projects and approved at the appropriate levels • Consistently exercises discretion in managing correspondence, information, and all matters of confidentiality; escalates issues where appropriate • Analyzes risk exposure characteristics for assigned portfolio in accordance with established processes or procedures, making recommendations for enhancements or changes based on changes in the regulatory environment or business processes • Works with business management, and with internal and external business partners (e.g., Internal Audit, external consultants) to respond to regulatory requests, findings, audits and/or examinations • Keeps current on emerging issues, trends, and evolving regulatory

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