Field Exam Analyst - Business Credit

About this role

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Field Exam Analyst within PNC's Business Credit organization, you will be based in one of the following locations: Los Angeles, CA; Pasadena, CA; Atlanta, GA; Chicago, IL; Dallas, TX, New York, NY; Philadelphia, PA; or Pittsburgh, PA.

As a Field Exam Analyst, you will evaluate borrower's financial records, collateral and operational processes to help assess risk. You will prepare reports of findings and provide recommendations that support sound credit decisions. This position requires regular time in the field, including on-site client examinations, and will involve overnight travel on a recurring basis.

Preferred skills/experience include, but are not limited to the following:

• A minimum of 1+ years of Asset Based Lending (ABL) Field Exam experience • Familiarity with corporate accounting through coursework and/or job experience • Advanced Excel skills

PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.  

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Job Description • Leads less complex Field Examinations on existing and prospective borrowers and assists on Field Examinations led by other examiners. Examinations can take place fully onsite at Borrower locations or in a hybrid on-site/remote environment. • Performs independent analysis on existing Borrower's collateral records and financial reports to determine / assess collateral values that secure loans and to identify and highlight areas of collateral weakness or deterioration.    Evaluates accounting system controls, data integrity, managerial control oversight and borrowers accounting personnel. • Prepares Field Examination reports and supporting workpapers that (i) highlight germane findings and material variances found, conclusions reached, and related recommendations for improvement if necessary.   Such reports are utilized by Portfolio Management to confirm the credit worthiness of the collateral securing the loan and to make informed credit decisions. • Communicates and escalates significant exam findings, concerns, delays, or borrower limitations to lending and credit personnel.   Makes recommendations as it relates to the collateral supporting the loan and/or issues and concerns that are raised during the Field Exam due diligence process.   Participates in meetings with the Relationship Manager and/or existing Borrower’s representatives (typically the CFO, CEO and/or Controller of the company) to discuss any collateral issues/areas of concern.   • Confirms proper reporting of collateral on the Borrowing Base Certificates.   Ensures that the Borrowing Base is in-compliance and being managed per the terms and conditions stipulated in the Loan Approval. • When leading an Examination, manages the due diligence process and directs the daily progress of field work performed by the other Field Examiners assigned to the Examination to ensure all assignments and duties are completed in an accurate and timely manner

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: • Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. • Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Preferred Skills Budget Management, Business Administration, Corporate Finance, Credit Decisions, Financial Accounting, Financial Management, Financial Operations, Investment Strategies, Legal Operations

Competencies Accuracy and Attention to Detail, Collateral Management, Conflict Management, Data Gathering and Reporting, Effective Communications, Financial Statement Analysis, Flexibility and Adaptability, Generally Accepted Accounting Principles (GAAP), Managing Multiple Priorities, Problem Solving

Work Experience Roles at this level typically require a university / college degree with

Education Bachelors

Certifications No Required Certification(s)

Licenses No Required License(s)

Pay Transparency

Base Salary: $45,000.00 – $105,000.00

Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.

Application Window

Generally, this opening is expected to be posted for two business days from 06/24/2026, although it may be longer with business discretion.

Benefits

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up ch

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